Retiring Overseas: A 2025 Guide for Australians

More Australians than ever are looking beyond their borders for a relaxed and affordable lifestyle after retirement. Whether it’s the tropical climate of Bali, the cultural richness of Portugal, or the peaceful pace of life in New Zealand, retiring overseas can be an exciting and rewarding next chapter.

At Palmers Relocations, we’ve helped thousands of Australians start their new life abroad — so if you’re considering this move, here’s what you should know in 2025.

Why Australians Are Retiring Overseas

According to the latest ABS data and expat research, over 250,000 Australians now live abroad long-term, with retirement being one of the most common reasons.
Key motivations include:

Lower cost of living: Countries like Thailand, Portugal, Vietnam, and Malaysia offer comfortable lifestyles for 30–50% less than major Australian cities.
Warmer climates: Many retirees choose destinations with year-round sunshine and outdoor living.
Adventure and lifestyle: Retiring overseas offers new experiences, cultures, and friendships.
Financial freedom: Stretching your super further means more leisure, travel, and quality of life.

Best Countries for Australian Retirees in 2025

While preferences vary, these destinations remain among the top choices:

New Zealand: Familiar culture, reciprocal healthcare, and close proximity to family.
Portugal: One of Europe’s most affordable and safe retirement destinations.
Thailand: Excellent healthcare, vibrant expat communities, and low costs.
Malaysia: Offers long-stay visas and modern infrastructure.
Indonesia (Bali): Popular for relaxed lifestyle and proximity to Australia.

🌏 Tip: Always research visa options — many countries now offer specific retirement visas for foreign nationals.

Planning Your Move

Relocating overseas after retirement involves careful preparation — not just excitement. Here’s what to plan ahead for:

1. Financial Planning

Ensure your superannuation, pensions, and income streams can be accessed abroad. Speak with a financial advisor about tax implications, exchange rates, and cost-of-living adjustments.

2. Healthcare

Check what healthcare options are available in your destination. Some countries require retirees to have private health cover as part of their visa conditions.

3. Visas and Residency

Each country has unique visa requirements. Common criteria include proof of income, background checks, and medical insurance.

4. Property and Shipping

Whether renting or buying, it’s worth visiting your new country first to explore neighbourhoods. Palmers Relocations can transport your household goods, vehicles, and even pets — ensuring everything arrives safely.

5. Staying Connected

Consider communication apps, online banking, and international phone plans to stay close to friends and family back home.

How Palmers Relocations Can Help

Moving abroad is a big step, but it doesn’t have to be stressful. At Palmers, we handle every part of your international relocation:

Professional packing and shipping of personal belongings
Pet and vehicle relocation services
Customs clearance and quarantine management
Secure storage options in Australia or overseas
Dedicated move coordinators for personal support

With nearly 45 years of experience, Palmers Relocations makes your transition overseas seamless — so you can focus on enjoying your new life.

Retirement is your time to live life on your own terms. Whether it’s exploring new cultures or simply finding a slower pace, moving abroad can open doors to endless opportunities.

🌴 Ready to start your next chapter?
Contact Palmers Relocations today for expert guidance and a free moving quote.